MT Bank Valuation
| MTB Stock | USD 221.44 0.13 0.06% |
At this time, the firm appears to be undervalued. MT Bank owns a latest Real Value of $248.92 per share. The recent price of the firm is $221.44. Our model forecasts the value of MT Bank from analyzing the firm fundamentals such as Profit Margin of 0.31 %, shares owned by insiders of 0.37 %, and Return On Asset of 0.0135 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting MT Bank's valuation include:
Undervalued
Today
Please note that MT Bank's price fluctuation is very steady at this time. Calculation of the real value of MT Bank is based on 3 months time horizon. Increasing MT Bank's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since MT Bank is currently traded on the exchange, buyers and sellers on that exchange determine the market value of MTB Stock. However, MT Bank's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 221.44 | Real 248.92 | Target 230.24 | Hype 221.44 | Naive 224.49 |
The real value of MTB Stock, also known as its intrinsic value, is the underlying worth of MT Bank Company, which is reflected in its stock price. It is based on MT Bank's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of MT Bank's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of MT Bank helps investors to forecast how MTB stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of MT Bank more accurately as focusing exclusively on MT Bank's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use MT Bank's intrinsic value based on its ongoing forecasts of MT Bank's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against MT Bank's closest peers. If more than one evaluation category is relevant for MT Bank we suggest using both methods to arrive at a better estimate.
MT Bank Cash |
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MTB Revenue by Product
MT Bank Total Value Analysis
MT Bank is now anticipated to have company total value of 30.67 B with market capitalization of 34.62 B, debt of 13.06 B, and cash on hands of 28.25 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the MT Bank fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
30.67 B | 34.62 B | 13.06 B | 28.25 B |
MT Bank Investor Information
About 92.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.17. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. MT Bank recorded earning per share (EPS) of 17.02. The entity last dividend was issued on the 1st of December 2025. The firm had 10:1 split on the 6th of October 2000. MT Bank is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.22 | 0.2999 |
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| Total Cash From Operating Activities | 4.4 B | 4.2 B |
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| Operating Income | 3.9 B | 3.7 B |
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MT Bank Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. MT Bank has an asset utilization ratio of 5.77 percent. This suggests that the Company is making $0.0577 for each dollar of assets. An increasing asset utilization means that MT Bank is more efficient with each dollar of assets it utilizes for everyday operations.MT Bank Profitability Analysis
Taking into consideration MT Bank's profitability measurements, MT Bank may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess MT Bank's ability to earn profits and add value for shareholders.Net Income | First Reported 1989-03-31 | Previous Quarter 792 M | Current Value 759 M | Quarterly Volatility 205.4 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.56 | 0.7462 |
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| Net Profit Margin | 0.14 | 0.2316 |
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| Operating Profit Margin | 0.22 | 0.2999 |
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| Pretax Profit Margin | 0.22 | 0.2999 |
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| Return On Assets | 0.009 | 0.0134 |
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| Return On Equity | 0.12 | 0.0977 |
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For MT Bank profitability analysis, we use financial ratios and fundamental drivers that measure the ability of MT Bank to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well MT Bank utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between MT Bank's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of MT Bank over time as well as its relative position and ranking within its peers.
MT Bank Earnings per Share Projection vs Actual
The next projected EPS of MT Bank is estimated to be 4.0 with future projections ranging from a low of 3.86 to a high of 4.35. MT Bank's most recent 12-month trailing earnings per share (EPS TTM) is at 17.02. Please be aware that the consensus of earnings estimates for MT Bank is based on EPS before non-recurring items and includes expenses related to employee stock options.MT Bank Earnings Estimation Breakdown
The calculation of MT Bank's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of MT Bank is estimated to be 4.0 with the future projection ranging from a low of 3.86 to a high of 4.35. Please be aware that this consensus of annual earnings estimates for MT Bank is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
3.86 Lowest | Expected EPS | 4.35 Highest |
MT Bank Earnings Projection Consensus
Suppose the current estimates of MT Bank's value are higher than the current market price of the MT Bank stock. In this case, investors may conclude that MT Bank is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and MT Bank's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 22 | 85.39% | 4.67 | 4.0 | 17.02 |
MT Bank Ownership Allocation
MT Bank secures a total of 153.69 Million outstanding shares. The majority of MT Bank outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to shop for positions in MT Bank to benefit from reduced commissions. Hence, outside corporations are subject to a different set of regulations than regular investors in MT Bank. Please pay attention to any change in the institutional holdings of MT Bank as this could imply that something significant has changed or is about to change at the company. Please note that on November 14, 2025, Representative Ro Khanna of US Congress acquired under $15k worth of MT Bank's common stock.MT Bank Profitability Analysis
The company reported the last year's revenue of 12.31 B. Total Income to common stockholders was 2.59 B with profit before taxes, overhead, and interest of 9.19 B.MT Bank Past Distributions to stockholders
| 31st of December 2025 | ||
| 30th of September 2025 | ||
| 30th of June 2025 | ||
| 31st of March 2025 | ||
| 31st of December 2024 | ||
| 30th of September 2024 | ||
| 28th of June 2024 | ||
| 4th of March 2024 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates MT Bank's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in MT Bank and how it compares across the competition.
About MT Bank Valuation
The stock valuation mechanism determines MT Bank's current worth on a weekly basis. Our valuation model uses a comparative analysis of MT Bank. We calculate exposure to MT Bank's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of MT Bank's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 9.2 B | 9.6 B | |
| Pretax Profit Margin | 0.30 | 0.22 | |
| Operating Profit Margin | 0.30 | 0.22 | |
| Net Profit Margin | 0.23 | 0.14 | |
| Gross Profit Margin | 0.75 | 0.56 |
MT Bank Quarterly Retained Earnings |
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A single share of MT Bank represents a small ownership stake in the entity. As a stockholder of MTB, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
MT Bank Dividends Analysis For Valuation
The current year's Dividends Paid is expected to grow to about 1.2 B. The current year's Dividend Yield is expected to grow to 0.04. At present, MT Bank's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Earnings Yield is expected to grow to 0.09, whereas Retained Earnings Total Equity is forecasted to decline to about 9.7 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 1.2 B | 1.2 B | |
| Dividend Yield | 0.03 | 0.04 | |
| Dividend Payout Ratio | 0.33 | 0.48 | |
| Dividend Paid And Capex Coverage Ratio | 3.32 | 4.47 |
There are various types of dividends MT Bank can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of MTB shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from MT Bank directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When MTB pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of MT Bank by the value of the dividends paid out.
MT Bank Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 156.6 M | |
| Quarterly Earnings Growth Y O Y | 0.21 | |
| Forward Price Earnings | 10.5263 |
MT Bank Current Valuation Indicators
Valuation refers to the process of determining the present value of MT Bank and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value MTB we look at many different elements of the entity such as MTB's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as MT Bank, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use MT Bank's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes MT Bank's worth.Complementary Tools for MTB Stock analysis
When running MT Bank's price analysis, check to measure MT Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy MT Bank is operating at the current time. Most of MT Bank's value examination focuses on studying past and present price action to predict the probability of MT Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move MT Bank's price. Additionally, you may evaluate how the addition of MT Bank to your portfolios can decrease your overall portfolio volatility.
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